I have been thrown into the wide world of wading through all of the information we need to have/understand in order to help our aging parents...and all I can liken it to is an onion. The more I look at just a handful of websites I have found regarding the subject, the more I feel like I am just beginning to peel back the many layers of an onion. It's almost overwhelming.
Felipe and his brother and sisters are all of a sudden faced with the reality of having to explore what option is next for their Mom. Assisted Living? In home care? Moving her in with one of the kids? It's amazing how many myths (or more appropriately, facts) we as children don't know. For instance: knowing the difference between Medicare (don't even start bringing up Medicare A, B, or C) and MediCal/MedicAid. Distinguishing between Nursing Home care and Assisted Living care....and who will/can help pay for it? ADLs....Activities of Daily Living and their importance. How do families cover the cost of elder care? And then I have to start thinking about myself: can I afford Long Term Care insurance right now? Is it worth the additional expense to my current list of expenses? The answer to the last question, given what I have experienced with Felipe's Mom, is a resounding yes and something I better figure out how to afford.
While I am not happy that we are having to explore all of this for Felipe's mom, it sure is an eye-opening experience for us both and something I am so fortunate to have the chance to do at my "leisure" versus having to do it "in the moment." Frankly, I'm not sure how families would deal with all of this on the spot because of the amount of information and unknowns that exist with all of this.
The best websites I have found so far to help navigate this process are AgingParents.com and Caring.com. Both have some valuable information. I especially enjoyed the podcasts on the first website that cover a wide variety of topics. The other surprisingly helpful website is the State of California's website dealing specifically with insurance. As I have started learning more about the importance of biting the bullet to invest in long term care insurance for myself, there is some great information on the State's website regarding what to consider.
Know that I welcome any and all suggestions from anyone.
Felipe and his brother and sisters are all of a sudden faced with the reality of having to explore what option is next for their Mom. Assisted Living? In home care? Moving her in with one of the kids? It's amazing how many myths (or more appropriately, facts) we as children don't know. For instance: knowing the difference between Medicare (don't even start bringing up Medicare A, B, or C) and MediCal/MedicAid. Distinguishing between Nursing Home care and Assisted Living care....and who will/can help pay for it? ADLs....Activities of Daily Living and their importance. How do families cover the cost of elder care? And then I have to start thinking about myself: can I afford Long Term Care insurance right now? Is it worth the additional expense to my current list of expenses? The answer to the last question, given what I have experienced with Felipe's Mom, is a resounding yes and something I better figure out how to afford.
While I am not happy that we are having to explore all of this for Felipe's mom, it sure is an eye-opening experience for us both and something I am so fortunate to have the chance to do at my "leisure" versus having to do it "in the moment." Frankly, I'm not sure how families would deal with all of this on the spot because of the amount of information and unknowns that exist with all of this.
The best websites I have found so far to help navigate this process are AgingParents.com and Caring.com. Both have some valuable information. I especially enjoyed the podcasts on the first website that cover a wide variety of topics. The other surprisingly helpful website is the State of California's website dealing specifically with insurance. As I have started learning more about the importance of biting the bullet to invest in long term care insurance for myself, there is some great information on the State's website regarding what to consider.
Know that I welcome any and all suggestions from anyone.